Conclusion Throughout this guide, we explored startups’ secret weapon: treasury management and T-Bill ladders. We covered the basics of startup treasury management, as well as more advanced strategies that can be employed throughout their lifecycle. We shared tips on cash flow management and the role of fixed-income securities in a startup’s treasury strategy, and we also shared tips for structuring T-Bill ladders to balance returns and liquidity. For those worried about the stability of US Government, we also provided an overview of credit default swaps, that enable startups to hedge their downside risk. If you’re looking for a partner that can help put your treasury management strategy on autopilot, check out Arc. You can onboard in <5mins, your funds are protected by up to $2.75M of FDIC insurance and $500k of SIPC coverage, you can earn up to 5.00% APY on your idle cash through money market funds and T-Bill ladders and you’ll receive dedicated, 24/7 support. Learn more at: arc.tech/gold